Free Extreme Checking
With free Extreme Checking, earn a bonus rate of 1.05% APY* on your balance up to $25,000! Plus, we offer:
- FREE ATMs Nationwide**
- NO Minimum Balance
- NO Monthly Fees
To earn the bonus rate, perform the following each cycle:
- Receive your monthly statement electronically
- 12 debit card purchases posted and cleared by the end of the last business day each month
*1.05% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and 0.25% APY paid on all amounts above $25,000 each cycle the minimum requirements are met. If you do not meet the requirements per qualification cycle, your account will still function as a free checking account earning 0.05% APY; however, it will not receive ATM refunds for that time period. Rates as of July 1, 2013. We may change the interest rate at any time after the account is opened. No Minimum Balance Required. Available to personal accounts only. No monthly service charge. **ATM refunds up to $10 per cycle if requirements are met.
Free Regular Checking
SCU also offers regular checking with no minimum balance. The regular checking account does not earn interest.
With both checking accounts, enjoy:
- No service fees regardless of balance you keep in the account
- No check writing limitations
- Free Visa Debit Card
Simply pay for your personalized checks and special services such as stop payment orders. Along with monthly statements, Scott Credit Union also offers Ready Reserve, a line of credit for overdraft protection. We also offer SCU Online (free online account access), free SCU Online Bill Pay, and free Mobile Banking.
Open your Checking account today - click below!
Student Debit Account
The SCU Student Debit Account is like a checking account without the checks! It’s perfect for teenagers & young adults who have never used a debit card before and are managing their money for the first time. In order to qualify for the Student Debit Account you must be between 14-22 years old.* A few of the great features of the Student Debit Account are:
- NO checks to keep track of
- Low risk of over-drawing
- NO minimum balance
- NO monthly fees
- Text alerts for low balance ($50 & $10)**
- SCU Online setup & tutorial
- Parental online account monitoring & fund transfer capability (for those under 18)
*Those under 18 will need a parent/guardian to be a joint account owner.
**Message & Data charges from your carrier may apply.
Visit one of our 15 area branches to get a Student Debit Account today!